Your Partner in

Life's Big Decisions

We help you navigate healthcare choices, protect your financial health, and confidently plan your financial future with annuities. Hartland simplifies these important decisions through clear, personalized guidance from our highly trained concierge team, ensuring your needs always come first.

Since 1994, we've earned the trust of thousands by providing personalized, localized care through our highly trained team of leadership, concierge professionals, and agents. Our agents live and work in your community, offering support tailored to your local resources and needs.

Unlike individual carriers, Hartland works closely with all major insurance providers—including Cigna, BCBS, Humana, United Healthcare (UHC), Devoted, Wellcare, Zing, and Mutual of Omaha—to offer truly unbiased recommendations. We evaluate every available plan in your area to ensure you get the coverage that best fits your specific health, financial, and lifestyle needs.

Absolutely—our specialty is simplifying complex health plans. We take the time to understand your unique situation, whether it's managing diabetes, needing affordable insulin, seeking wellness incentives, or requiring international travel coverage. Our recommendations always align with what's most important to you, maximizing your coverage and minimizing your costs.

No—our services are completely free to you, with no hidden fees or charges. We are fully transparent about our process: we're compensated by the carriers we work with but aren't tied exclusively to any single one. Our only priority is finding the best solution for you. If your current plan doesn't meet your needs, we're always happy to help you find and switch to one that does, without any pressure.

We're here to meet you wherever you feel most comfortable. While we're a tech-friendly company equipped for video calls and remote consultations via Zoom, we also love connecting with clients personally. Whether it's by phone, at your favorite coffee spot, at your home, or in our offices, we're happy to accommodate your preferences.

Definitely. Selecting your plan is just the beginning of our relationship. Our team proactively stays in touch, regularly checking in to ensure you understand and utilize all your plan's benefits, answering any questions, resolving any issues, and continuously ensuring you're satisfied with your coverage throughout the year.