Terms of Use

Acceptance of the Terms of Use

These Terms of Use are entered into by and between you and Hartland Insurance Services, Inc. (“Hartland Insurance,” “we,” or “us”). By accessing or using our website and any related services (the “Site”), you acknowledge that you have read, understand, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the Site immediately.

Use of Our Site

Personal, Lawful Use Only: You may access the Site solely for personal, non-commercial purposes. You agree not to use the Site in any way that violates any applicable federal, state, or local laws or regulations.
No Unauthorized Use: You may not attempt to gain unauthorized access to any portion or feature of the Site, or any systems or networks connected to the Site. You also agree not to introduce viruses, trojans, or other material that is malicious or technologically harmful.
No Guarantee: We do not guarantee continuous, uninterrupted, or secure access to the Site. We are not liable if any portion of the Site is unavailable at any time or for any period.

Intellectual Property

Ownership: All content on this Site, including but not limited to text, images, graphics, design, software, or functionality, is owned by Hartland Insurance or its licensors. These materials are protected under applicable intellectual property laws.
Limited License: We grant you a limited, revocable, non-exclusive license to access and make personal use of the Site. This license does not include any resale or commercial use of the Site or its contents.
Trademarks: The Hartland Insurance name and all related names, logos, product and service names, designs, and slogans are trademarks of Hartland Insurance or its affiliates/licensors. You must not use such marks without prior written permission.

Disclaimer of Warranties

YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We disclaim all warranties, express or implied, including without limitation implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Site, its content, or any services or items obtained through the Site are free from errors, omissions, or other defects.

Limitation of Liability

To the fullest extent permitted by law, in no event will Hartland Insurance, its affiliates, or their employees or agents be liable for damages of any kind arising out of or relating to your use or inability to use the Site or reliance on any content provided on or through the Site. This limitation applies to all claims, whether based on warranty, contract, tort, or any other legal theory.

Indemnification

You agree to defend, indemnify, and hold harmless Hartland Insurance, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) resulting from your violation of these Terms of Use or your use of the Site.

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any conflict of law principles. Any legal action arising out of or related to these Terms of Use shall be brought exclusively in the federal or state courts located in DuPage County, Illinois.

Changes to These Terms of Use

We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately upon posting. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

Effective Date: January 1, 2025
Last Updated: January 1, 2025

Contact Information

If you have any questions, please use our Contact Form or write to us:

Hartland Insurance Services, Inc.
1900 75th St
Woodridge, IL 60517