Annuities

At Hartland, we help you create guaranteed lifetime income through annuities. With a carefully chosen annuity, you'll have peace of mind knowing exactly how much money you'll receive throughout your future—regardless of market ups and downs.

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Why Annuities Matter

If your savings are invested in a 401(k), 403(b), TSP, or other market-linked plans, your financial future could be vulnerable to market downturns. Annuities offer a secure alternative. They ensure your savings are protected, your income is guaranteed, and you never have to worry about outliving your money.

Once you turn 59½, you can safely move your savings into an indexed annuity without tax penalties. This stops further losses from market volatility and guarantees stable income for the rest of your life.

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How Hartland Guides You

We carefully assess your financial goals, personal situation, and risk comfort level to recommend an annuity that meets your needs precisely. Our concierge team provides continuous support, regularly reviewing your annuity to ensure you clearly understand how much money you will have throughout your future.

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Choosing the Right Annuity for You

Hartland simplifies annuities, clearly explaining your options and matching you to the annuity that best aligns with your financial goals and comfort level:

Questions and Answers
About Annuities with Hartland

What exactly is an annuity, and why might I need one?
An annuity provides guaranteed lifetime income, ensuring you'll never outlive your savings—offering financial peace of mind throughout your future.
Are annuities safe, and can I lose my money?
Fixed and indexed annuities are safe investments, protecting your savings from market losses while providing predictable income streams.
How do I choose the right annuity type?
Our concierge team guides you clearly, matching you to an annuity based on your financial timeline, goals, and comfort level with risk.
Can I access my money before or during my annuity payout phase?
Many annuities allow access, but some withdrawals may have penalties. We'll help select an annuity with flexibility that suits your specific needs.
Do annuities offer tax benefits?
Yes—annuities grow tax-deferred, letting your money compound more efficiently until you begin withdrawals during your income phase.
How does Hartland ensure I maximize my annuity benefits?
Our team proactively manages your annuity, clearly explaining its performance and helping you understand exactly how much income you'll receive for life.
Why trust Hartland for my annuity and financial planning?
Hartland's concierge approach prioritizes your unique situation. We provide clear, unbiased recommendations and personalized support, ensuring you feel confident and secure about your financial future.

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