If you are on Medicare and have Part A and/or Part B, live in one of the 50 UnitedStates or District of Columbia and meet certain income and resource criteria, you may qualify for the Extra Help Program.
Through the Extra Help Program you can receive help to pay monthly premiums, annual deductibles and copayments for your prescription drugs. The Extra Help Program does not help you pay for medical bills from hospitalization or doctor visits etc.
The Extra Help program is estimated to be worth
about $5000 per year!!
You do not automatically qualify for this help which is why you need to apply. Our team of licensed health agents can help you apply today. Contact us for more information on how to apply and how to use the Extra help if you qualify.
Contact usMost services have a copay or co-insurance. Benefits and Services beyond Original Medicare may include:
Original Medicare Plans do not include prescription drug coverage unless you are hospitalized.
Many people ask us, “How am I going to pay for my daily medications?” There are a few ways to get help paying for your prescription drugs including Part D plans, a Medicare Advantage Plan that includes drugs (MAPD) or through a government assistance plan such as Extra Help or Medicaid.
Part D plans involve paying a monthly premium (unless you receive help from the government) and offer limited assistance in paying for your prescription drugs.
There may be an annual deductible and there are several phases of coverage throughout the year wherein the percentage of the cost of your prescription drugs changes between you and insurance company.
Part D plans do not pay for all your prescription drug costs. It is a shared cost plan between you and the insurance company.
Depending on what county you live in, you may qualify for a chronic special needs plan that is specifically designed to cater to those who have a specific condition such as diabetes, chronic heart disease, chronic pulmonary disease or renal disease.
Your treating physician would need to cooperate by completing the necessary paperwork documenting your specific chronic condition to the insurance company that is offering the plan.
There may or may not be a monthly premium for this plan.
These plans include prescription drug coverage.
If you are a Medicare beneficiary and also on Medicaid, you may want to look into a Dual Special Needs Plan (DSNP). This is called dual, because this type of plan is only for those who are considered “dual beneficiaries.”
These types of plans offer additional benefits and services beyond what is offered by Medicare or Medicaid such as transportation, dental, hearing, vision, gym membership and other services.