Part D Plans
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Original Medicare Plans do not include prescription drug coverage unless you are hospitalized.
Many people ask us, “How am I going to pay for my daily medications?” There are a few ways to get help paying for your prescription drugs including Part D plans, a Medicare Advantage Plan that includes drugs (MAPD) or through a government assistance plan such as Extra Help or Medicaid.

There may be an annual deductible and there are several phases of coverage throughout the year wherein the percentage of the cost of your prescription drugs changes between you and insurance company.
Part D plans involve paying a monthly premium (unless you receive help from the government) and offer limited assistance in paying for your prescription drugs.
Part D plans do not pay for all your prescription drug costs. It is a shared cost plan between you and the insurance company.

2025 OPEN ENROLLMENT IS HERE!

Choose a plan from October 15th to December 7
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Hartland Insurance is not affiliated with Medicare or any other governmental agency. You are still responsible for paying your Part B monthly premium. By calling the number on the screen, you will be connected to a licensed insurance agent. No obligation to enroll. Products/plans vary by area.

We do not offer every plan available in your area. Currently we offer plans in IL, NV, and AZ. Please click here to see the number of plans we offer in each state. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.